SpaceAscent
Your practice guide to take you to new horizions with your finances!
Discovering your finanical literacy destinations!
Budgeting to reach financial health
Budgeting is a plan to track income and expenses. Creating a budget helps us determine where our money is flowing. College students typically have an idea of their future career, salary, and standard of living. But it's important to start managing your money now — no matter the amount — to reach long-term financial health after graduation.
Understanding the relationship between credit, loans, and debt
To avoid racking up debt, college students should understand different types of borrowing — credit cards and loans in particular. When used responsibly, these financial tools can contribute to a higher credit score and all the benefits it brings — more favorable interest rates and a better chance of approval for large purchases such as a car or home.
Saving and investing for the future
The future is a long way off , or so it seems, making it easy to put off steps toward important financial milestones such as retirement or homeownership. But by starting early, students can pave the way for a secure financial future. College students should learn how to prioritize saving and investing by allocating a portion of their earnings to long-term financial goals.
Becoming an informed consumer
By learning how to make informed spending decisions, college students can become financially empowered consumers. This includes understanding risk and how to protect against it with insurance. Which will be apart of our risk analyst training to help college students make calculated risk in their futures.